Lender in Utah · HMDA 2025
Freedom Mortgage Corporation mortgages in Utah
Freedom Mortgage Corporation's 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.
Freedom Mortgage Corporation originated 696 owner-occupied single-family loans in Utah from 948 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $3,990 versus $6,400 for all Utah lenders.
Loans in UT
696
of 948 applications
Denial rate
16.5%
Purchase · UT 6.5%
Rate spread
—
Conv. · UT +0.05 pts
Loan amount
$445,000
Purchase · UT $435,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 79 | 66 | 16.5% | — | — | $3,990 | $445,000 |
| Refinance | 619 | 456 | 7.3% | 7.250% | +0.61 pts | $4,180 | $435,000 |
| Cash-out refinance | 250 | 174 | 26.0% | 6.875% | +0.68 pts | $10,570 | $365,000 |
*Conventional loans only; medians with at least 20 loans.
Utah counties where Freedom Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| San Juan County | 7 | 2 | 2.9% |
| Duchesne County | 8 | 6 | 2.7% |
| Grand County | 9 | 2 | 2.9% |
| Uintah County | 10 | 8 | 1.6% |
| Davis County | 11 | 101 | 1.9% |
| Iron County | 12 | 21 | 1.8% |
| Carbon County | 12 | 6 | 1.8% |
| Sanpete County | 12 | 5 | 1.2% |
| Sevier County | 12 | 4 | 1.3% |
| Garfield County | 13 | 1 | 1.5% |
| Box Elder County | 14 | 18 | 1.5% |
| Cache County | 15 | 22 | 1.2% |
| Millard County | 15 | 2 | 1.3% |
| Salt Lake County | 16 | 215 | 1.5% |
| Weber County | 16 | 79 | 1.6% |
| Washington County | 16 | 45 | 1.2% |
| Tooele County | 16 | 36 | 1.9% |
| Morgan County | 19 | 3 | 1.3% |
| Utah County | 22 | 111 | 0.9% |
| Juab County | 24 | 2 | 1.0% |
- Freedom Mortgage Corporation nationwide
- Utah mortgage market
- Freedom Mortgage Corporation in Texas
- Freedom Mortgage Corporation in Florida
- Freedom Mortgage Corporation in North Carolina
- Freedom Mortgage Corporation in Georgia
- Freedom Mortgage Corporation in California
- Freedom Mortgage Corporation in Virginia
- Freedom Mortgage Corporation in Indiana
- Freedom Mortgage Corporation in Ohio
- Freedom Mortgage Corporation in Tennessee
- Freedom Mortgage Corporation in Maryland
- Freedom Mortgage Corporation in South Carolina
- Freedom Mortgage Corporation in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology