Lender in Arizona · HMDA 2025

Guild Mortgage Company mortgages in Arizona

Guild Mortgage Company's 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.

Guild Mortgage Company originated 2,378 owner-occupied single-family loans in Arizona from 2,669 completed applications, making it the state's #8 lender by volume.

Its median conventional purchase loan costs were $7,510 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.625% (Arizona: 6.50%).

Loans in AZ

2,378

of 2,669 applications

Denial rate

3.6%

Purchase · AZ 8.2%

Rate spread

+0.29 pts

Conv. · AZ +0.11 pts

Loan amount

$355,000

Purchase · AZ $385,000

By loan purpose

Purpose	Applications	Loans	Denial rate	30-yr rate*	Rate spread*	Loan costs*	Median loan
Home purchase	2,102	1,884	3.6%	6.625%	+0.29 pts	$7,510	$355,000
Refinance	332	290	6.6%	6.490%	+0.17 pts	$4,010	$345,000
Cash-out refinance	235	204	10.2%	6.875%	+0.40 pts	$5,170	$275,000

*Conventional loans only; medians with at least 20 loans.

Arizona counties where Guild Mortgage Company ranks in the top 25

County	Rank	Loans	Market share
Apache County	1	34	20.9%
Navajo County	3	89	9.5%
Coconino County	3	80	7.0%
Gila County	4	26	4.3%
Yavapai County	5	120	3.5%
Yuma County	6	121	4.2%
Cochise County	6	78	4.3%
Pinal County	9	277	2.2%
Mohave County	10	63	1.9%
Maricopa County	11	1,131	1.8%
Pima County	12	339	2.4%
La Paz County	13	1	1.8%
Santa Cruz County	14	13	1.9%
Graham County	14	6	1.3%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology