Lender in Illinois · HMDA 2025
Guild Mortgage Company mortgages in Illinois
Guild Mortgage Company's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Guild Mortgage Company originated 2,401 owner-occupied single-family loans in Illinois from 2,718 completed applications, making it the state's #11 lender by volume.
Its median conventional purchase loan costs were $6,160 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.75% (Illinois: 6.625%).
Loans in IL
2,401
of 2,718 applications
Denial rate
4.8%
Purchase · IL 9.2%
Rate spread
+0.40 pts
Conv. · IL +0.27 pts
Loan amount
$255,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,098 | 1,887 | 4.8% | 6.750% | +0.40 pts | $6,160 | $255,000 |
| Refinance | 402 | 344 | 7.7% | 6.490% | +0.17 pts | $2,940 | $285,000 |
| Cash-out refinance | 218 | 170 | 13.8% | 6.990% | +0.50 pts | $3,410 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Guild Mortgage Company ranks in the top 25
Showing the 30 counties where it ranks highest, of 39.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Williamson County | 1 | 102 | 13.5% |
| Jackson County | 1 | 38 | 11.5% |
| DeKalb County | 2 | 91 | 6.3% |
| Gallatin County | 2 | 3 | 10.0% |
| Whiteside County | 3 | 37 | 6.6% |
| Lee County | 3 | 17 | 6.0% |
| Union County | 3 | 7 | 6.5% |
| Kendall County | 4 | 137 | 5.2% |
| LaSalle County | 4 | 79 | 6.0% |
| Saline County | 4 | 12 | 6.6% |
| Kane County | 5 | 318 | 4.3% |
| Franklin County | 5 | 21 | 6.1% |
| Perry County | 5 | 6 | 5.1% |
| Johnson County | 6 | 5 | 5.9% |
| Boone County | 7 | 18 | 2.7% |
| Winnebago County | 8 | 114 | 3.2% |
| Hancock County | 8 | 4 | 3.1% |
| DuPage County | 9 | 225 | 2.0% |
| Stephenson County | 9 | 10 | 2.3% |
| Washington County | 9 | 4 | 3.4% |
| Ogle County | 10 | 23 | 3.4% |
| Pope County | 10 | 1 | 3.1% |
| St. Clair County | 11 | 101 | 2.7% |
| Grundy County | 11 | 15 | 1.9% |
| Carroll County | 11 | 3 | 2.2% |
| Will County | 12 | 159 | 1.5% |
| McLean County | 12 | 40 | 1.8% |
| Bureau County | 12 | 6 | 1.9% |
| Madison County | 14 | 80 | 2.0% |
| De Witt County | 15 | 3 | 1.5% |
- Guild Mortgage Company nationwide
- Illinois mortgage market
- Guild Mortgage Company in Texas
- Guild Mortgage Company in Missouri
- Guild Mortgage Company in Washington
- Guild Mortgage Company in Oregon
- Guild Mortgage Company in Colorado
- Guild Mortgage Company in Utah
- Guild Mortgage Company in Georgia
- Guild Mortgage Company in California
- Guild Mortgage Company in Pennsylvania
- Guild Mortgage Company in Nevada
- Guild Mortgage Company in Arizona
- Guild Mortgage Company in Florida
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology