Lender in Georgia · HMDA 2025
Guild Mortgage Company mortgages in Georgia
Guild Mortgage Company's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Guild Mortgage Company originated 2,981 owner-occupied single-family loans in Georgia from 3,427 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $6,480 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.50% (Georgia: 6.624%).
Loans in GA
2,981
of 3,427 applications
Denial rate
4.6%
Purchase · GA 9.9%
Rate spread
+0.14 pts
Conv. · GA +0.13 pts
Loan amount
$295,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 3,188 | 2,793 | 4.6% | 6.500% | +0.14 pts | $6,480 | $295,000 |
| Refinance | 91 | 69 | 16.5% | 6.375% | +0.15 pts | $6,550 | $315,000 |
| Cash-out refinance | 148 | 119 | 13.5% | 6.625% | +0.22 pts | $6,190 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Guild Mortgage Company ranks in the top 25
Showing the 30 counties where it ranks highest, of 89.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Glascock County | 1 | 6 | 33.3% |
| McDuffie County | 2 | 20 | 8.8% |
| Pulaski County | 2 | 14 | 11.7% |
| Bleckley County | 2 | 11 | 8.3% |
| Houston County | 3 | 236 | 7.3% |
| Henry County | 3 | 229 | 4.8% |
| Clayton County | 3 | 143 | 4.6% |
| Coweta County | 3 | 111 | 4.1% |
| Peach County | 3 | 32 | 8.7% |
| Meriwether County | 3 | 16 | 5.4% |
| Rabun County | 3 | 12 | 6.5% |
| Jefferson County | 3 | 8 | 7.9% |
| Macon County | 3 | 2 | 5.6% |
| Columbia County | 4 | 167 | 5.1% |
| Long County | 4 | 55 | 7.6% |
| Newton County | 4 | 53 | 2.8% |
| Warren County | 4 | 2 | 6.5% |
| Richmond County | 5 | 134 | 6.1% |
| Effingham County | 5 | 74 | 5.2% |
| Carroll County | 5 | 72 | 3.7% |
| Bibb County | 5 | 71 | 4.4% |
| Spalding County | 5 | 34 | 3.2% |
| Jasper County | 5 | 12 | 3.5% |
| Jones County | 5 | 11 | 3.5% |
| Wilkes County | 5 | 5 | 5.9% |
| Talbot County | 5 | 2 | 4.3% |
| Haralson County | 6 | 12 | 2.4% |
| White County | 6 | 11 | 2.8% |
| Crawford County | 6 | 4 | 4.5% |
| Jenkins County | 6 | 2 | 5.3% |
- Guild Mortgage Company nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology