Lender in Colorado · HMDA 2025
Guild Mortgage Company mortgages in Colorado
Guild Mortgage Company's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
Guild Mortgage Company originated 3,132 owner-occupied single-family loans in Colorado from 3,488 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $5,810 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.625% (Colorado: 6.50%).
Loans in CO
3,132
of 3,488 applications
Denial rate
2.4%
Purchase · CO 6.3%
Rate spread
+0.24 pts
Conv. · CO +0.04 pts
Loan amount
$425,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,836 | 2,557 | 2.4% | 6.625% | +0.24 pts | $5,810 | $425,000 |
| Refinance | 437 | 395 | 5.7% | 6.490% | +0.07 pts | $4,150 | $475,000 |
| Cash-out refinance | 215 | 180 | 8.8% | 6.875% | +0.35 pts | $4,670 | $335,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where Guild Mortgage Company ranks in the top 25
Showing the 30 counties where it ranks highest, of 50.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Montrose County | 1 | 118 | 20.1% |
| Gunnison County | 1 | 39 | 17.8% |
| Phillips County | 1 | 12 | 24.0% |
| San Juan County | 1 | 2 | 18.2% |
| Washington County | 2 | 7 | 11.1% |
| Denver County | 3 | 351 | 3.9% |
| Arapahoe County | 3 | 316 | 3.3% |
| Jefferson County | 3 | 309 | 3.3% |
| Larimer County | 3 | 254 | 4.5% |
| Mesa County | 3 | 250 | 9.4% |
| Park County | 3 | 10 | 2.4% |
| Clear Creek County | 3 | 6 | 3.4% |
| Ouray County | 3 | 5 | 6.1% |
| Hinsdale County | 3 | 2 | 15.4% |
| Baca County | 3 | 1 | 7.7% |
| Douglas County | 4 | 220 | 2.6% |
| Logan County | 4 | 13 | 5.7% |
| Rio Blanco County | 4 | 9 | 8.6% |
| Rio Grande County | 4 | 6 | 5.3% |
| Weld County | 5 | 226 | 3.2% |
| Boulder County | 5 | 167 | 4.2% |
| Delta County | 5 | 23 | 5.3% |
| Morgan County | 5 | 13 | 3.3% |
| San Miguel County | 5 | 4 | 5.1% |
| Mineral County | 5 | 1 | 8.3% |
| Adams County | 6 | 236 | 2.7% |
| Garfield County | 6 | 40 | 5.5% |
| Montezuma County | 6 | 6 | 2.3% |
| Lincoln County | 6 | 3 | 4.7% |
| Huerfano County | 6 | 2 | 3.6% |
- Guild Mortgage Company nationwide
- Colorado mortgage market
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- Guild Mortgage Company in California
- Guild Mortgage Company in Pennsylvania
- Guild Mortgage Company in Nevada
- Guild Mortgage Company in Illinois
- Guild Mortgage Company in Arizona
- Guild Mortgage Company in Florida
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology