Lender in Florida · HMDA 2025
Guild Mortgage Company mortgages in Florida
Guild Mortgage Company's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Guild Mortgage Company originated 2,061 owner-occupied single-family loans in Florida from 2,421 completed applications, making it the state's #23 lender by volume.
Its median conventional purchase loan costs were $6,940 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.625% (Florida: 6.625%).
Loans in FL
2,061
of 2,421 applications
Denial rate
5.7%
Purchase · FL 12.8%
Rate spread
+0.22 pts
Conv. · FL +0.14 pts
Loan amount
$305,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,180 | 1,889 | 5.7% | 6.625% | +0.22 pts | $6,940 | $305,000 |
| Refinance | 93 | 65 | 15.0% | 6.500% | +0.15 pts | $6,690 | $365,000 |
| Cash-out refinance | 148 | 107 | 21.6% | 6.875% | +0.27 pts | $6,270 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Guild Mortgage Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Indian River County | 3 | 108 | 4.4% |
| Escambia County | 7 | 132 | 2.9% |
| Clay County | 9 | 93 | 2.4% |
| Volusia County | 10 | 138 | 1.6% |
| Lake County | 11 | 149 | 2.0% |
| Putnam County | 11 | 9 | 1.6% |
| Duval County | 13 | 237 | 1.8% |
| Bradford County | 13 | 4 | 1.6% |
| Washington County | 13 | 4 | 1.4% |
| Bay County | 14 | 50 | 1.5% |
| St. Lucie County | 15 | 88 | 1.3% |
| Santa Rosa County | 16 | 59 | 1.4% |
| Baker County | 18 | 4 | 1.4% |
| Union County | 20 | 1 | 1.7% |
| Sarasota County | 24 | 59 | 0.8% |
| Holmes County | 24 | 1 | 1.0% |
| Columbia County | 25 | 4 | 0.8% |
| Okeechobee County | 25 | 3 | 0.9% |
- Guild Mortgage Company nationwide
- Florida mortgage market
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- Guild Mortgage Company in Georgia
- Guild Mortgage Company in California
- Guild Mortgage Company in Pennsylvania
- Guild Mortgage Company in Nevada
- Guild Mortgage Company in Illinois
- Guild Mortgage Company in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology