Lender in Oregon · HMDA 2025
Guild Mortgage Company mortgages in Oregon
Guild Mortgage Company's 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Guild Mortgage Company originated 3,280 owner-occupied single-family loans in Oregon from 3,617 completed applications, making it the state's #2 lender by volume.
Its median conventional purchase loan costs were $8,090 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.625% (Oregon: 6.625%).
Loans in OR
3,280
of 3,617 applications
Denial rate
1.8%
Purchase · OR 5.7%
Rate spread
+0.25 pts
Conv. · OR +0.12 pts
Loan amount
$385,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 3,044 | 2,764 | 1.8% | 6.625% | +0.25 pts | $8,090 | $385,000 |
| Refinance | 362 | 336 | 3.6% | 6.500% | +0.12 pts | $6,050 | $415,000 |
| Cash-out refinance | 211 | 180 | 6.2% | 6.750% | +0.39 pts | $6,930 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where Guild Mortgage Company ranks in the top 25
Showing the 30 counties where it ranks highest, of 34.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jackson County | 1 | 278 | 10.8% |
| Marion County | 1 | 269 | 7.5% |
| Umatilla County | 1 | 171 | 18.3% |
| Columbia County | 1 | 102 | 15.2% |
| Coos County | 1 | 80 | 11.7% |
| Crook County | 1 | 55 | 11.7% |
| Tillamook County | 1 | 40 | 13.8% |
| Malheur County | 1 | 35 | 13.2% |
| Jefferson County | 1 | 34 | 10.6% |
| Lake County | 1 | 6 | 15.0% |
| Wheeler County | 1 | 2 | 18.2% |
| Josephine County | 2 | 85 | 9.4% |
| Yamhill County | 2 | 80 | 6.5% |
| Morrow County | 2 | 12 | 10.2% |
| Multnomah County | 3 | 614 | 7.1% |
| Washington County | 3 | 415 | 5.7% |
| Clackamas County | 3 | 326 | 6.5% |
| Linn County | 3 | 89 | 5.8% |
| Polk County | 3 | 76 | 7.1% |
| Deschutes County | 4 | 166 | 5.0% |
| Benton County | 4 | 39 | 5.5% |
| Lincoln County | 4 | 18 | 3.8% |
| Wasco County | 4 | 18 | 7.3% |
| Lane County | 5 | 185 | 4.7% |
| Harney County | 5 | 2 | 3.3% |
| Grant County | 6 | 3 | 4.5% |
| Sherman County | 6 | 1 | 5.3% |
| Union County | 7 | 7 | 2.5% |
| Douglas County | 9 | 34 | 2.9% |
| Clatsop County | 10 | 13 | 2.7% |
- Guild Mortgage Company nationwide
- Oregon mortgage market
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- Guild Mortgage Company in Pennsylvania
- Guild Mortgage Company in Nevada
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- Guild Mortgage Company in Florida
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology