Lender in Iowa · HMDA 2025
Guild Mortgage Company mortgages in Iowa
Guild Mortgage Company's 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
Guild Mortgage Company originated 476 owner-occupied single-family loans in Iowa from 524 completed applications, making it the state's #18 lender by volume.
Its median conventional purchase loan costs were $3,270 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.75% (Iowa: 6.375%).
Loans in IA
476
of 524 applications
Denial rate
2.0%
Purchase · IA 6.3%
Rate spread
+0.32 pts
Conv. · IA −0.05 pts
Loan amount
$215,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 451 | 416 | 2.0% | 6.750% | +0.32 pts | $3,270 | $215,000 |
| Refinance | 46 | 36 | 4.3% | 6.125% | +0.14 pts | $4,260 | $255,000 |
| Cash-out refinance | 27 | 24 | 3.7% | — | — | — | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where Guild Mortgage Company ranks in the top 25
Showing the 30 counties where it ranks highest, of 41.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Story County | 2 | 66 | 6.6% |
| Boone County | 2 | 26 | 6.3% |
| Adair County | 4 | 4 | 6.8% |
| Clayton County | 7 | 6 | 3.5% |
| Shelby County | 8 | 4 | 2.6% |
| Black Hawk County | 9 | 28 | 1.6% |
| Henry County | 9 | 7 | 3.9% |
| Buchanan County | 10 | 8 | 3.0% |
| Hardin County | 10 | 6 | 3.1% |
| Audubon County | 10 | 2 | 2.6% |
| Montgomery County | 10 | 2 | 1.9% |
| Mills County | 11 | 6 | 2.0% |
| Des Moines County | 12 | 5 | 1.5% |
| Tama County | 12 | 4 | 2.1% |
| Grundy County | 12 | 3 | 1.5% |
| Hamilton County | 12 | 3 | 2.1% |
| Humboldt County | 12 | 2 | 1.7% |
| Washington County | 13 | 3 | 0.9% |
| Pottawattamie County | 14 | 33 | 2.4% |
| Delaware County | 14 | 4 | 1.7% |
| Guthrie County | 14 | 3 | 1.7% |
| Adams County | 14 | 1 | 2.7% |
| Osceola County | 14 | 1 | 2.4% |
| Jefferson County | 15 | 2 | 1.2% |
| Cerro Gordo County | 16 | 4 | 1.2% |
| Monroe County | 18 | 1 | 1.3% |
| Marshall County | 19 | 5 | 1.3% |
| Bremer County | 19 | 3 | 0.8% |
| Jones County | 19 | 3 | 1.2% |
| Hancock County | 19 | 1 | 1.0% |
- Guild Mortgage Company nationwide
- Iowa mortgage market
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- Guild Mortgage Company in Colorado
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- Guild Mortgage Company in Georgia
- Guild Mortgage Company in California
- Guild Mortgage Company in Pennsylvania
- Guild Mortgage Company in Nevada
- Guild Mortgage Company in Illinois
- Guild Mortgage Company in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology