Lender in Idaho · HMDA 2025
Guild Mortgage Company mortgages in Idaho
Guild Mortgage Company's 2025 home-purchase and refinance lending in Idaho, compared with all lenders in the state.
Guild Mortgage Company originated 1,222 owner-occupied single-family loans in Idaho from 1,306 completed applications, making it the state's #5 lender by volume.
Its median conventional purchase loan costs were $8,750 versus $7,270 for all Idaho lenders, at a median 30-year fixed rate of 6.50% (Idaho: 6.50%).
Loans in ID
1,222
of 1,306 applications
Denial rate
1.6%
Purchase · ID 4.9%
Rate spread
+0.12 pts
Conv. · ID +0.06 pts
Loan amount
$365,000
Purchase · ID $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,084 | 1,039 | 1.6% | 6.500% | +0.12 pts | $8,750 | $365,000 |
| Refinance | 94 | 83 | 7.4% | 6.125% | +0.04 pts | $8,080 | $395,000 |
| Cash-out refinance | 128 | 100 | 13.3% | 6.625% | +0.27 pts | $8,000 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Idaho counties where Guild Mortgage Company ranks in the top 25
Showing the 30 counties where it ranks highest, of 37.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Payette County | 1 | 59 | 13.0% |
| Washington County | 1 | 23 | 17.6% |
| Oneida County | 1 | 18 | 19.8% |
| Franklin County | 2 | 20 | 9.6% |
| Gooding County | 2 | 15 | 9.8% |
| Owyhee County | 2 | 10 | 8.8% |
| Adams County | 2 | 5 | 9.8% |
| Canyon County | 3 | 348 | 6.6% |
| Gem County | 3 | 27 | 8.2% |
| Ada County | 4 | 380 | 4.2% |
| Shoshone County | 4 | 15 | 6.9% |
| Valley County | 5 | 9 | 4.9% |
| Butte County | 5 | 2 | 5.9% |
| Jerome County | 6 | 21 | 6.2% |
| Bear Lake County | 6 | 3 | 4.5% |
| Benewah County | 7 | 4 | 3.6% |
| Twin Falls County | 8 | 72 | 4.9% |
| Cassia County | 9 | 11 | 3.8% |
| Madison County | 9 | 10 | 2.6% |
| Latah County | 9 | 9 | 2.3% |
| Blaine County | 9 | 6 | 2.3% |
| Kootenai County | 10 | 83 | 2.7% |
| Boise County | 11 | 5 | 2.8% |
| Camas County | 11 | 1 | 3.9% |
| Elmore County | 13 | 11 | 1.9% |
| Custer County | 13 | 1 | 2.2% |
| Boundary County | 17 | 2 | 1.2% |
| Lincoln County | 17 | 1 | 1.7% |
| Idaho County | 18 | 2 | 1.1% |
| Minidoka County | 18 | 2 | 0.6% |
- Guild Mortgage Company nationwide
- Idaho mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology