Lender in Massachusetts · HMDA 2025

Guild Mortgage Company mortgages in Massachusetts

Guild Mortgage Company's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.

Guild Mortgage Company originated 1,895 owner-occupied single-family loans in Massachusetts from 2,060 completed applications, making it the state's #6 lender by volume.

Its median conventional purchase loan costs were $5,290 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.625% (Massachusetts: 6.575%).

Loans in MA

1,895

of 2,060 applications

Denial rate

2.6%

Purchase · MA 6.3%

Rate spread

+0.09 pts

Conv. · MA +0.02 pts

Loan amount

$425,000

Purchase · MA $495,000

By loan purpose

Purpose	Applications	Loans	Denial rate	30-yr rate*	Rate spread*	Loan costs*	Median loan
Home purchase	1,573	1,475	2.6%	6.625%	+0.09 pts	$5,290	$425,000
Refinance	336	306	5.7%	6.375%	−0.04 pts	$4,000	$485,000
Cash-out refinance	151	114	17.2%	6.750%	+0.24 pts	$4,850	$365,000

*Conventional loans only; medians with at least 20 loans.

Massachusetts counties where Guild Mortgage Company ranks in the top 25

County	Rank	Loans	Market share
Bristol County	2	393	6.5%
Berkshire County	3	170	13.1%
Franklin County	4	39	5.9%
Worcester County	6	324	3.1%
Hampshire County	6	52	4.1%
Norfolk County	8	186	2.5%
Plymouth County	10	164	2.5%
Suffolk County	11	109	2.0%
Middlesex County	13	245	1.5%
Essex County	13	122	1.5%
Nantucket County	14	1	1.6%
Hampden County	21	70	1.4%
Barnstable County	24	20	0.9%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology