Lender in Maryland · HMDA 2025

Guild Mortgage Company mortgages in Maryland

Guild Mortgage Company's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.

Guild Mortgage Company originated 828 owner-occupied single-family loans in Maryland from 928 completed applications, making it the state's #22 lender by volume.

Its median conventional purchase loan costs were $6,570 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.625% (Maryland: 6.625%).

Loans in MD

828

of 928 applications

Denial rate

3.3%

Purchase · MD 8.6%

Rate spread

+0.19 pts

Conv. · MD +0.14 pts

Loan amount

$375,000

Purchase · MD $405,000

By loan purpose

Purpose	Applications	Loans	Denial rate	30-yr rate*	Rate spread*	Loan costs*	Median loan
Home purchase	818	740	3.3%	6.625%	+0.19 pts	$6,570	$375,000
Refinance	73	57	9.6%	6.125%	−0.01 pts	$4,990	$395,000
Cash-out refinance	37	31	10.8%	—	—	—	$245,000

*Conventional loans only; medians with at least 20 loans.

Maryland counties where Guild Mortgage Company ranks in the top 25

County	Rank	Loans	Market share
Cecil County	1	197	14.3%
Kent County	6	11	4.6%
Carroll County	11	41	1.7%
Calvert County	12	30	1.9%
Harford County	17	64	1.6%
Somerset County	17	3	1.4%
Wicomico County	21	14	1.1%
Frederick County	22	54	1.2%
Washington County	24	23	1.2%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology