Lender in Minnesota · HMDA 2025

Guild Mortgage Company mortgages in Minnesota

Guild Mortgage Company's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.

Guild Mortgage Company originated 731 owner-occupied single-family loans in Minnesota from 769 completed applications.

Its median conventional purchase loan costs were $4,960 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.75% (Minnesota: 6.625%).

Loans in MN

731

of 769 applications

Denial rate

2.2%

Purchase · MN 5.2%

Rate spread

+0.30 pts

Conv. · MN +0.15 pts

Loan amount

$345,000

Purchase · MN $305,000

By loan purpose

Purpose	Applications	Loans	Denial rate	30-yr rate*	Rate spread*	Loan costs*	Median loan
Home purchase	646	614	2.2%	6.750%	+0.30 pts	$4,960	$345,000
Refinance	106	101	1.9%	6.500%	+0.17 pts	$3,830	$355,000
Cash-out refinance	17	16	—	—	—	—	—

*Conventional loans only; medians with at least 20 loans.

Minnesota counties where Guild Mortgage Company ranks in the top 25

County	Rank	Loans	Market share
Clay County	7	28	3.1%
Traverse County	8	1	3.0%
Lake of the Woods County	9	1	2.4%
Red Lake County	12	1	2.6%
Hennepin County	16	290	1.8%
Ramsey County	18	87	1.5%
Carver County	19	26	1.3%
Pine County	20	4	1.1%
Carlton County	21	7	1.4%
Grant County	21	1	1.4%
Dakota County	22	81	1.3%
Itasca County	25	4	0.8%
Faribault County	25	1	0.8%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology