Lender in Mississippi · HMDA 2025
Guild Mortgage Company mortgages in Mississippi
Guild Mortgage Company's 2025 home-purchase and refinance lending in Mississippi, compared with all lenders in the state.
Guild Mortgage Company originated 577 owner-occupied single-family loans in Mississippi from 652 completed applications, making it the state's #12 lender by volume.
Its median conventional purchase loan costs were $5,380 versus $4,460 for all Mississippi lenders, at a median 30-year fixed rate of 6.50% (Mississippi: 6.625%).
Loans in MS
577
of 652 applications
Denial rate
4.7%
Purchase · MS 11.3%
Rate spread
+0.23 pts
Conv. · MS +0.26 pts
Loan amount
$245,000
Purchase · MS $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 619 | 553 | 4.7% | 6.500% | +0.23 pts | $5,380 | $245,000 |
| Refinance | 14 | 11 | — | — | — | — | — |
| Cash-out refinance | 19 | 13 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Mississippi counties where Guild Mortgage Company ranks in the top 25
Showing the 30 counties where it ranks highest, of 36.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Warren County | 4 | 20 | 6.0% |
| Simpson County | 4 | 14 | 7.2% |
| Yazoo County | 5 | 6 | 4.3% |
| Smith County | 6 | 5 | 4.6% |
| Rankin County | 7 | 106 | 4.4% |
| Madison County | 7 | 68 | 4.0% |
| Marion County | 7 | 7 | 3.2% |
| Copiah County | 7 | 6 | 4.4% |
| Lawrence County | 7 | 3 | 3.7% |
| Lafayette County | 10 | 18 | 2.8% |
| Washington County | 10 | 4 | 1.8% |
| Hinds County | 11 | 39 | 2.5% |
| Newton County | 11 | 4 | 2.8% |
| Leake County | 11 | 3 | 2.6% |
| Scott County | 11 | 3 | 1.8% |
| Tunica County | 11 | 1 | 3.2% |
| Lincoln County | 12 | 4 | 1.9% |
| Humphreys County | 12 | 1 | 2.5% |
| Harrison County | 14 | 72 | 2.4% |
| George County | 14 | 7 | 2.0% |
| Jackson County | 15 | 46 | 2.3% |
| DeSoto County | 16 | 60 | 1.8% |
| Lamar County | 16 | 19 | 2.2% |
| Forrest County | 17 | 14 | 1.8% |
| Montgomery County | 17 | 1 | 1.9% |
| Marshall County | 19 | 5 | 1.0% |
| Bolivar County | 19 | 2 | 1.2% |
| Attala County | 19 | 1 | 0.9% |
| Yalobusha County | 19 | 1 | 0.9% |
| Panola County | 20 | 3 | 1.2% |
- Guild Mortgage Company nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology