Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Ohio · HMDA 2025

Guild Mortgage Company mortgages in Ohio

Guild Mortgage Company's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.

Guild Mortgage Company originated 276 owner-occupied single-family loans in Ohio from 306 completed applications.

Its median conventional purchase loan costs were $5,100 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.75% (Ohio: 6.625%).

Loans in OH
276
of 306 applications
Denial rate
2.4%
Purchase · OH 7.1%
Rate spread
+0.23 pts
Conv. · OH +0.22 pts
Loan amount
$265,000
Purchase · OH $245,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2502292.4%6.750%+0.23 pts$5,100$265,000
Refinance362911.1%6.125%+0.01 pts$4,380$255,000
Cash-out refinance20185.0%————

*Conventional loans only; medians with at least 20 loans.

Ohio counties where Guild Mortgage Company ranks in the top 25

CountyRankLoansMarket share
Hardin County1741.2%
Medina County20321.1%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology