Lender in South Carolina · HMDA 2025
Guild Mortgage Company mortgages in South Carolina
Guild Mortgage Company's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Guild Mortgage Company originated 1,970 owner-occupied single-family loans in South Carolina from 2,303 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $5,410 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.625% (South Carolina: 6.624%).
Loans in SC
1,970
of 2,303 applications
Denial rate
3.3%
Purchase · SC 8.8%
Rate spread
+0.30 pts
Conv. · SC +0.12 pts
Loan amount
$255,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,997 | 1,736 | 3.3% | 6.625% | +0.30 pts | $5,410 | $255,000 |
| Refinance | 124 | 101 | 10.5% | 6.250% | +0.19 pts | $5,090 | $315,000 |
| Cash-out refinance | 182 | 133 | 15.4% | 6.625% | +0.34 pts | $5,200 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Guild Mortgage Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Richland County | 1 | 510 | 7.1% |
| Lexington County | 1 | 419 | 7.3% |
| Barnwell County | 1 | 12 | 11.2% |
| Calhoun County | 1 | 9 | 7.4% |
| Aiken County | 2 | 204 | 6.7% |
| Edgefield County | 2 | 37 | 8.5% |
| Saluda County | 2 | 11 | 8.0% |
| Kershaw County | 3 | 79 | 6.5% |
| Newberry County | 3 | 20 | 5.7% |
| Cherokee County | 4 | 21 | 3.8% |
| Chesterfield County | 5 | 14 | 4.1% |
| Fairfield County | 5 | 6 | 3.4% |
| McCormick County | 5 | 4 | 3.2% |
| Orangeburg County | 7 | 19 | 2.7% |
| Allendale County | 7 | 1 | 4.0% |
| Bamberg County | 8 | 2 | 3.1% |
| Chester County | 9 | 15 | 2.8% |
| Sumter County | 10 | 55 | 3.7% |
| Marlboro County | 14 | 2 | 1.8% |
| Clarendon County | 15 | 5 | 2.0% |
| Lancaster County | 18 | 29 | 1.2% |
| Colleton County | 19 | 4 | 1.3% |
| Marion County | 19 | 2 | 1.1% |
| Lee County | 21 | 1 | 1.4% |
| York County | 22 | 61 | 1.0% |
| Darlington County | 23 | 5 | 0.9% |
| Abbeville County | 24 | 2 | 1.0% |
| Horry County | 25 | 85 | 1.0% |
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology