Lender in Tennessee · HMDA 2025
Guild Mortgage Company mortgages in Tennessee
Guild Mortgage Company's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Guild Mortgage Company originated 450 owner-occupied single-family loans in Tennessee from 503 completed applications.
Its median conventional purchase loan costs were $7,400 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 6.75% (Tennessee: 6.624%).
Loans in TN
450
of 503 applications
Denial rate
3.8%
Purchase · TN 7.7%
Rate spread
+0.24 pts
Conv. · TN +0.11 pts
Loan amount
$315,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 424 | 380 | 3.8% | 6.750% | +0.24 pts | $7,400 | $315,000 |
| Refinance | 28 | 25 | 3.6% | — | — | — | $355,000 |
| Cash-out refinance | 51 | 45 | 9.8% | 6.625% | +0.29 pts | $4,920 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Guild Mortgage Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Fentress County | 8 | 6 | 2.0% |
| Hamblen County | 12 | 17 | 1.8% |
| Trousdale County | 12 | 3 | 1.6% |
| Jefferson County | 15 | 12 | 1.4% |
| Washington County | 17 | 23 | 1.2% |
| DeKalb County | 17 | 4 | 1.1% |
| Benton County | 17 | 2 | 0.9% |
| Grainger County | 18 | 3 | 1.1% |
| Sullivan County | 19 | 27 | 1.1% |
| Humphreys County | 19 | 4 | 1.3% |
| Carter County | 20 | 8 | 1.3% |
| Crockett County | 20 | 2 | 1.1% |
| Warren County | 21 | 6 | 1.1% |
| Clay County | 21 | 1 | 1.5% |
| Jackson County | 23 | 2 | 1.6% |
| Henderson County | 25 | 2 | 0.7% |
- Guild Mortgage Company nationwide
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- Guild Mortgage Company in Nevada
- Guild Mortgage Company in Illinois
- Guild Mortgage Company in Arizona
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology