Lender in California · HMDA 2025
Inspire Home Loans Inc. mortgages in California
Inspire Home Loans Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Inspire Home Loans Inc. originated 588 owner-occupied single-family loans in California from 746 completed applications.
Its median conventional purchase loan costs were $4,510 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.00% (California: 6.625%).
Loans in CA
588
of 746 applications
Denial rate
13.8%
Purchase · CA 8.9%
Rate spread
−0.54 pts
Conv. · CA +0.09 pts
Loan amount
$465,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 746 | 588 | 13.8% | 6.000% | −0.54 pts | $4,510 | $465,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
California counties where Inspire Home Loans Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Merced County | 9 | 35 | 1.6% |
| Yolo County | 9 | 33 | 2.0% |
| Madera County | 13 | 32 | 1.4% |
| Tulare County | 16 | 67 | 1.6% |
| Kings County | 17 | 25 | 1.6% |
| Fresno County | 19 | 74 | 0.9% |
- Inspire Home Loans Inc. nationwide
- California mortgage market
- Inspire Home Loans Inc. in Texas
- Inspire Home Loans Inc. in Florida
- Inspire Home Loans Inc. in Arizona
- Inspire Home Loans Inc. in Georgia
- Inspire Home Loans Inc. in Colorado
- Inspire Home Loans Inc. in North Carolina
- Inspire Home Loans Inc. in Nevada
- Inspire Home Loans Inc. in Tennessee
- Inspire Home Loans Inc. in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology