Lender in Washington · HMDA 2025
Inspire Home Loans Inc. mortgages in Washington
Inspire Home Loans Inc.'s 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
Inspire Home Loans Inc. originated 230 owner-occupied single-family loans in Washington from 263 completed applications.
Its median conventional purchase loan costs were $4,990 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.25% (Washington: 6.625%).
Loans in WA
230
of 263 applications
Denial rate
4.2%
Purchase · WA 5.9%
Rate spread
−0.28 pts
Conv. · WA +0.10 pts
Loan amount
$595,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 263 | 230 | 4.2% | 6.250% | −0.28 pts | $4,990 | $595,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Washington counties where Inspire Home Loans Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lewis County | 9 | 30 | 2.6% |
| Kitsap County | 16 | 70 | 1.7% |
- Inspire Home Loans Inc. nationwide
- Washington mortgage market
- Inspire Home Loans Inc. in Texas
- Inspire Home Loans Inc. in Florida
- Inspire Home Loans Inc. in Arizona
- Inspire Home Loans Inc. in Georgia
- Inspire Home Loans Inc. in California
- Inspire Home Loans Inc. in Colorado
- Inspire Home Loans Inc. in North Carolina
- Inspire Home Loans Inc. in Nevada
- Inspire Home Loans Inc. in Tennessee
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology