Lender in Colorado · HMDA 2025
Inspire Home Loans Inc. mortgages in Colorado
Inspire Home Loans Inc.'s 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
Inspire Home Loans Inc. originated 454 owner-occupied single-family loans in Colorado from 522 completed applications.
Its median conventional purchase loan costs were $3,650 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 5.375% (Colorado: 6.50%).
Loans in CO
454
of 522 applications
Denial rate
6.7%
Purchase · CO 6.3%
Rate spread
−0.74 pts
Conv. · CO +0.04 pts
Loan amount
$535,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 522 | 454 | 6.7% | 5.375% | −0.74 pts | $3,650 | $535,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where Inspire Home Loans Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Broomfield County | 5 | 35 | 3.2% |
| Elbert County | 6 | 33 | 3.7% |
| Boulder County | 11 | 60 | 1.5% |
| Douglas County | 14 | 117 | 1.4% |
| Weld County | 22 | 89 | 1.3% |
| Adams County | 25 | 82 | 0.9% |
- Inspire Home Loans Inc. nationwide
- Colorado mortgage market
- Inspire Home Loans Inc. in Texas
- Inspire Home Loans Inc. in Florida
- Inspire Home Loans Inc. in Arizona
- Inspire Home Loans Inc. in Georgia
- Inspire Home Loans Inc. in California
- Inspire Home Loans Inc. in North Carolina
- Inspire Home Loans Inc. in Nevada
- Inspire Home Loans Inc. in Tennessee
- Inspire Home Loans Inc. in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology