Lender in Texas · HMDA 2025
Inspire Home Loans Inc. mortgages in Texas
Inspire Home Loans Inc.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Inspire Home Loans Inc. originated 1,221 owner-occupied single-family loans in Texas from 1,487 completed applications.
Its median conventional purchase loan costs were $5,390 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 5.125% (Texas: 6.50%).
Loans in TX
1,221
of 1,487 applications
Denial rate
11.8%
Purchase · TX 10.2%
Rate spread
−0.94 pts
Conv. · TX +0.09 pts
Loan amount
$295,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,487 | 1,221 | 11.8% | 5.125% | −0.94 pts | $5,390 | $295,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Inspire Home Loans Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Matagorda County | 4 | 19 | 6.5% |
| Grimes County | 4 | 12 | 2.9% |
| Bastrop County | 6 | 43 | 2.9% |
| Chambers County | 7 | 32 | 2.6% |
| Liberty County | 9 | 23 | 1.9% |
| Montgomery County | 10 | 286 | 1.9% |
| Brazos County | 16 | 32 | 1.3% |
- Inspire Home Loans Inc. nationwide
- Texas mortgage market
- Inspire Home Loans Inc. in Florida
- Inspire Home Loans Inc. in Arizona
- Inspire Home Loans Inc. in Georgia
- Inspire Home Loans Inc. in California
- Inspire Home Loans Inc. in Colorado
- Inspire Home Loans Inc. in North Carolina
- Inspire Home Loans Inc. in Nevada
- Inspire Home Loans Inc. in Tennessee
- Inspire Home Loans Inc. in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology