Lender in Tennessee · HMDA 2025
Inspire Home Loans Inc. mortgages in Tennessee
Inspire Home Loans Inc.'s 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Inspire Home Loans Inc. originated 238 owner-occupied single-family loans in Tennessee from 277 completed applications.
Its median conventional purchase loan costs were $4,700 versus $5,320 for all Tennessee lenders, at a median 30-year fixed rate of 5.75% (Tennessee: 6.624%).
Loans in TN
238
of 277 applications
Denial rate
5.4%
Purchase · TN 7.7%
Rate spread
−0.75 pts
Conv. · TN +0.11 pts
Loan amount
$425,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 276 | 237 | 5.4% | 5.750% | −0.75 pts | $4,700 | $425,000 |
| Refinance | 1 | 1 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Inspire Home Loans Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cheatham County | 3 | 46 | 5.6% |
| Wilson County | 4 | 120 | 3.4% |
| Maury County | 19 | 29 | 1.2% |
- Inspire Home Loans Inc. nationwide
- Tennessee mortgage market
- Inspire Home Loans Inc. in Texas
- Inspire Home Loans Inc. in Florida
- Inspire Home Loans Inc. in Arizona
- Inspire Home Loans Inc. in Georgia
- Inspire Home Loans Inc. in California
- Inspire Home Loans Inc. in Colorado
- Inspire Home Loans Inc. in North Carolina
- Inspire Home Loans Inc. in Nevada
- Inspire Home Loans Inc. in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology