Lender in Florida · HMDA 2025
Inspire Home Loans Inc. mortgages in Florida
Inspire Home Loans Inc.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Inspire Home Loans Inc. originated 864 owner-occupied single-family loans in Florida from 1,195 completed applications.
Its median conventional purchase loan costs were $4,620 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 4.875% (Florida: 6.625%).
Loans in FL
864
of 1,195 applications
Denial rate
20.7%
Purchase · FL 12.8%
Rate spread
−0.88 pts
Conv. · FL +0.14 pts
Loan amount
$285,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,194 | 863 | 20.7% | 4.875% | −0.88 pts | $4,620 | $285,000 |
| Refinance | 1 | 1 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Inspire Home Loans Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Washington County | 1 | 61 | 21.6% |
| Putnam County | 4 | 21 | 3.6% |
| Nassau County | 6 | 59 | 3.5% |
| Baker County | 6 | 10 | 3.6% |
| Hendry County | 8 | 17 | 3.5% |
| Highlands County | 10 | 31 | 2.2% |
| Flagler County | 11 | 49 | 1.7% |
| Charlotte County | 13 | 59 | 1.4% |
| Citrus County | 13 | 47 | 1.6% |
| Sumter County | 19 | 25 | 0.7% |
| Indian River County | 20 | 32 | 1.3% |
| Walton County | 20 | 16 | 0.9% |
| Hernando County | 23 | 41 | 0.9% |
| Bay County | 23 | 25 | 0.7% |
- Inspire Home Loans Inc. nationwide
- Florida mortgage market
- Inspire Home Loans Inc. in Texas
- Inspire Home Loans Inc. in Arizona
- Inspire Home Loans Inc. in Georgia
- Inspire Home Loans Inc. in California
- Inspire Home Loans Inc. in Colorado
- Inspire Home Loans Inc. in North Carolina
- Inspire Home Loans Inc. in Nevada
- Inspire Home Loans Inc. in Tennessee
- Inspire Home Loans Inc. in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology