Lender in Illinois · HMDA 2025
Kind Lending, LLC mortgages in Illinois
Kind Lending, LLC's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Kind Lending, LLC originated 301 owner-occupied single-family loans in Illinois from 414 completed applications.
Its median conventional purchase loan costs were $6,960 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.875% (Illinois: 6.625%).
Loans in IL
301
of 414 applications
Denial rate
21.9%
Purchase · IL 9.2%
Rate spread
+0.51 pts
Conv. · IL +0.27 pts
Loan amount
$325,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 328 | 251 | 21.9% | 6.875% | +0.51 pts | $6,960 | $325,000 |
| Refinance | 49 | 30 | 36.7% | 6.625% | +0.18 pts | $3,600 | $435,000 |
| Cash-out refinance | 37 | 20 | 46.0% | — | — | — | $315,000 |
*Conventional loans only; medians with at least 20 loans.
- Kind Lending, LLC nationwide
- Illinois mortgage market
- Kind Lending, LLC in California
- Kind Lending, LLC in Texas
- Kind Lending, LLC in Florida
- Kind Lending, LLC in Utah
- Kind Lending, LLC in Georgia
- Kind Lending, LLC in Oregon
- Kind Lending, LLC in Pennsylvania
- Kind Lending, LLC in Washington
- Kind Lending, LLC in Alabama
- Kind Lending, LLC in Idaho
- Kind Lending, LLC in Tennessee
- Kind Lending, LLC in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology