Lender in Maryland · HMDA 2025
Kind Lending, LLC mortgages in Maryland
Kind Lending, LLC's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Kind Lending, LLC originated 225 owner-occupied single-family loans in Maryland from 359 completed applications.
Its median conventional purchase loan costs were $9,750 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.625% (Maryland: 6.625%).
Loans in MD
225
of 359 applications
Denial rate
29.4%
Purchase · MD 8.6%
Rate spread
+0.36 pts
Conv. · MD +0.14 pts
Loan amount
$435,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 272 | 191 | 29.4% | 6.625% | +0.36 pts | $9,750 | $435,000 |
| Refinance | 41 | 20 | 48.8% | — | — | — | $485,000 |
| Cash-out refinance | 46 | 14 | 63.0% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
- Kind Lending, LLC nationwide
- Maryland mortgage market
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- Kind Lending, LLC in Colorado
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology