Lender in North Carolina · HMDA 2025
Kind Lending, LLC mortgages in North Carolina
Kind Lending, LLC's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Kind Lending, LLC originated 260 owner-occupied single-family loans in North Carolina from 364 completed applications.
Its median conventional purchase loan costs were $6,100 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.875% (North Carolina: 6.50%).
Loans in NC
260
of 364 applications
Denial rate
24.6%
Purchase · NC 7.6%
Rate spread
+0.32 pts
Conv. · NC +0.04 pts
Loan amount
$345,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 305 | 229 | 24.6% | 6.875% | +0.32 pts | $6,100 | $345,000 |
| Refinance | 38 | 21 | 42.1% | — | — | — | $385,000 |
| Cash-out refinance | 21 | 10 | 52.4% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Kind Lending, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Hertford County | 25 | 1 | 1.1% |
- Kind Lending, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology