Lender in Oklahoma · HMDA 2025
Kind Lending, LLC mortgages in Oklahoma
Kind Lending, LLC's 2025 home-purchase and refinance lending in Oklahoma, compared with all lenders in the state.
Kind Lending, LLC originated 303 owner-occupied single-family loans in Oklahoma from 409 completed applications.
Its median conventional purchase loan costs were $6,630 versus $4,880 for all Oklahoma lenders, at a median 30-year fixed rate of 6.625% (Oklahoma: 6.625%).
Loans in OK
303
of 409 applications
Denial rate
23.0%
Purchase · OK 7.6%
Rate spread
+0.36 pts
Conv. · OK +0.21 pts
Loan amount
$265,000
Purchase · OK $235,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 348 | 265 | 23.0% | 6.625% | +0.36 pts | $6,630 | $265,000 |
| Refinance | 25 | 18 | 28.0% | — | — | — | — |
| Cash-out refinance | 36 | 20 | 44.4% | — | — | — | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Oklahoma counties where Kind Lending, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kingfisher County | 5 | 7 | 4.2% |
| Blaine County | 7 | 3 | 4.6% |
| Creek County | 13 | 19 | 2.1% |
| Ottawa County | 13 | 4 | 1.8% |
| Noble County | 13 | 2 | 2.5% |
| Lincoln County | 15 | 7 | 1.7% |
| Seminole County | 15 | 3 | 1.7% |
| Texas County | 15 | 2 | 1.3% |
| McClain County | 17 | 13 | 1.5% |
| Cotton County | 20 | 1 | 1.6% |
| Mayes County | 22 | 4 | 0.9% |
| Pottawatomie County | 24 | 6 | 0.7% |
| Payne County | 25 | 6 | 0.8% |
| Washita County | 25 | 1 | 1.3% |
- Kind Lending, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology