Lender in Idaho · HMDA 2025
loanDepot.com, LLC mortgages in Idaho
loanDepot.com, LLC's 2025 home-purchase and refinance lending in Idaho, compared with all lenders in the state.
loanDepot.com, LLC originated 687 owner-occupied single-family loans in Idaho from 787 completed applications, making it the state's #6 lender by volume.
Its median conventional purchase loan costs were $9,850 versus $7,270 for all Idaho lenders, at a median 30-year fixed rate of 6.375% (Idaho: 6.50%).
Loans in ID
687
of 787 applications
Denial rate
4.5%
Purchase · ID 4.9%
Rate spread
−0.02 pts
Conv. · ID +0.06 pts
Loan amount
$405,000
Purchase · ID $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 513 | 484 | 4.5% | 6.375% | −0.02 pts | $9,850 | $405,000 |
| Refinance | 84 | 71 | 14.3% | 6.250% | +0.06 pts | $5,110 | $385,000 |
| Cash-out refinance | 190 | 132 | 28.4% | 6.875% | +0.28 pts | $7,780 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Idaho counties where loanDepot.com, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kootenai County | 4 | 170 | 5.5% |
| Blaine County | 4 | 18 | 6.9% |
| Butte County | 4 | 2 | 5.9% |
| Payette County | 6 | 18 | 4.0% |
| Owyhee County | 6 | 4 | 3.5% |
| Canyon County | 7 | 200 | 3.8% |
| Shoshone County | 7 | 10 | 4.6% |
| Boise County | 7 | 6 | 3.4% |
| Boundary County | 7 | 5 | 3.1% |
| Bonner County | 9 | 19 | 2.8% |
| Idaho County | 9 | 4 | 2.3% |
| Lemhi County | 9 | 2 | 2.4% |
| Minidoka County | 10 | 5 | 1.6% |
| Valley County | 10 | 3 | 1.6% |
| Lincoln County | 10 | 2 | 3.5% |
| Camas County | 10 | 1 | 3.9% |
| Bear Lake County | 11 | 2 | 3.0% |
| Washington County | 13 | 2 | 1.5% |
| Elmore County | 15 | 8 | 1.4% |
| Gem County | 15 | 5 | 1.5% |
| Twin Falls County | 16 | 11 | 0.7% |
| Jerome County | 16 | 3 | 0.9% |
| Cassia County | 18 | 3 | 1.0% |
| Ada County | 19 | 149 | 1.7% |
| Power County | 19 | 1 | 1.8% |
| Caribou County | 20 | 1 | 1.1% |
| Bannock County | 22 | 9 | 0.7% |
| Gooding County | 24 | 1 | 0.7% |
| Nez Perce County | 25 | 4 | 0.7% |
- loanDepot.com, LLC nationwide
- Idaho mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology