Network Capital Funding Corporation: 2025 mortgage rates, costs & approvals
How Network Capital Funding Corporation priced and approved home loans in 2025, measured against every lender in the official HMDA records.
HMDA legal name: NETWORK CAPITAL FUNDING CORPORATION · LEI 549300GQDT484LGI9C04
In 2025, Network Capital Funding Corporation originated 516 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 31 states — 721st by volume among the 2,017 lenders profiled here.
It denied 43.2% of completed home-purchase applications (all lenders: 8.5%).
How Network Capital Funding Corporation priced home-purchase loans
| Purchase loans, 2025 | Network Capital Funding Corporation | All lenders |
|---|---|---|
| 30-year fixed rate · conventional | — | 6.625% |
| 30-year fixed rate · FHA | — | 6.250% |
| 30-year fixed rate · VA | — | 6.125% |
| 15-year fixed rate · conventional | — | 5.875% |
| Rate spread vs. APOR · conventional | — | +0.13 pts |
| Total loan costs · conventional | — | $5,570 |
| Total loan costs · FHA | — | $11,310 |
| Total loan costs · VA | — | $6,490 |
| Origination charges (all types) | $6,640 | $1,860 |
| Borrowers paying discount points | 79.2% | 51.3% |
| Points paid, when paid (% of loan) | — | 0.87% |
| Borrowers receiving lender credits | 20.8% | 33.1% |
Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.
Loan mix and borrowers
By loan type
By purpose
Where Network Capital Funding Corporation lends
| State | Loans | Applications | Purchase denial rate | 30-yr rate* | Loan costs* |
|---|---|---|---|---|---|
| California | 112 | 410 | — | — | — |
| Florida | 78 | 254 | — | — | — |
| Texas | 74 | 188 | — | — | — |
| Virginia | 51 | 132 | — | — | — |
| New Jersey | 34 | 108 | — | — | — |
| Arizona | 33 | 82 | — | — | — |
| North Carolina | 31 | 99 | — | — | — |
| Washington | 27 | 68 | — | — | — |
| Ohio | 10 | 38 | — | — | — |
| Michigan | 9 | 17 | — | — | — |
| Maryland | 8 | 38 | — | — | — |
| Pennsylvania | 8 | 14 | — | — | — |
| Oregon | 7 | 11 | — | — | — |
| New York | 6 | 8 | — | — | — |
| Colorado | 4 | 9 | — | — | — |
| Nevada | 4 | 9 | — | — | — |
| Tennessee | 3 | 7 | — | — | — |
| South Carolina | 3 | 4 | — | — | — |
| Louisiana | 2 | 7 | — | — | — |
| Illinois | 2 | 4 | — | — | — |
| Oklahoma | 2 | 4 | — | — | — |
| Kansas | 1 | 2 | — | — | — |
| Arkansas | 1 | 1 | — | — | — |
| District of Columbia | 1 | 1 | — | — | — |
| Delaware | 1 | 1 | — | — | — |
| Idaho | 1 | 1 | — | — | — |
| Indiana | 1 | 1 | — | — | — |
| Rhode Island | 1 | 1 | — | — | — |
| Wisconsin | 1 | 1 | — | — | — |
| Alabama | 0 | 3 | — | — | — |
| West Virginia | 0 | 1 | — | — | — |
*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Network Capital Funding Corporation's page for that state.
Counties where Network Capital Funding Corporation is a top lender
| County | Rank | Loans | Market share |
|---|---|---|---|
| Coal County, OK | 12 | 1 | 3.3% |
| La Paz County, AZ | 16 | 1 | 1.8% |
| Richmond County, VA | 25 | 1 | 1.4% |
| Madison County, FL | 23 | 1 | 1.2% |
Check Network Capital Funding Corporation yourself
- FFIEC HMDA Data Browser — the official 2025 records filed under LEI 549300GQDT484LGI9C04.
- NMLS Consumer Access — confirm the company and loan officer are licensed in your state.
- CFPB Consumer Complaint Database — search complaints by company name.
- Compare your Loan Estimate from Network Capital Funding Corporation with similar 2025 loans.
This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.
Lenders of similar size
Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology