Lender in Alabama · HMDA 2025
PNC Bank, N.A. mortgages in Alabama
PNC Bank, N.A.'s 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
PNC Bank, N.A. originated 216 owner-occupied single-family loans in Alabama from 276 completed applications.
Its median conventional purchase loan costs were $4,020 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.50% (Alabama: 6.562%).
Loans in AL
216
of 276 applications
Denial rate
17.6%
Purchase · AL 9.1%
Rate spread
+0.06 pts
Conv. · AL +0.17 pts
Loan amount
$225,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 193 | 159 | 17.6% | 6.500% | +0.06 pts | $4,020 | $225,000 |
| Refinance | 26 | 20 | 23.1% | — | — | — | $165,000 |
| Cash-out refinance | 57 | 37 | 35.1% | — | +0.38 pts | $4,010 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where PNC Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Barbour County | 25 | 2 | 1.2% |
- PNC Bank, N.A. nationwide
- Alabama mortgage market
- PNC Bank, N.A. in Pennsylvania
- PNC Bank, N.A. in Ohio
- PNC Bank, N.A. in California
- PNC Bank, N.A. in Illinois
- PNC Bank, N.A. in Indiana
- PNC Bank, N.A. in Florida
- PNC Bank, N.A. in Michigan
- PNC Bank, N.A. in Texas
- PNC Bank, N.A. in New Jersey
- PNC Bank, N.A. in North Carolina
- PNC Bank, N.A. in Kentucky
- PNC Bank, N.A. in Maryland
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology