Lender in Washington · HMDA 2025
PNC Bank, N.A. mortgages in Washington
PNC Bank, N.A.'s 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
PNC Bank, N.A. originated 219 owner-occupied single-family loans in Washington from 247 completed applications.
Its median conventional purchase loan costs were $5,970 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.50% (Washington: 6.625%).
Loans in WA
219
of 247 applications
Denial rate
8.0%
Purchase · WA 5.9%
Rate spread
+0.04 pts
Conv. · WA +0.10 pts
Loan amount
$955,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 187 | 171 | 8.0% | 6.500% | +0.04 pts | $5,970 | $955,000 |
| Refinance | 52 | 45 | 9.6% | — | +0.00 pts | $4,270 | $755,000 |
| Cash-out refinance | 8 | 3 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
- PNC Bank, N.A. nationwide
- Washington mortgage market
- PNC Bank, N.A. in Pennsylvania
- PNC Bank, N.A. in Ohio
- PNC Bank, N.A. in California
- PNC Bank, N.A. in Illinois
- PNC Bank, N.A. in Indiana
- PNC Bank, N.A. in Florida
- PNC Bank, N.A. in Michigan
- PNC Bank, N.A. in Texas
- PNC Bank, N.A. in New Jersey
- PNC Bank, N.A. in North Carolina
- PNC Bank, N.A. in Kentucky
- PNC Bank, N.A. in Maryland
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology