Lender in Kentucky · HMDA 2025
Prosperity Home Mortgage, LLC mortgages in Kentucky
Prosperity Home Mortgage, LLC's 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
Prosperity Home Mortgage, LLC originated 390 owner-occupied single-family loans in Kentucky from 433 completed applications.
Its median conventional purchase loan costs were $4,460 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.75% (Kentucky: 6.625%).
Loans in KY
390
of 433 applications
Denial rate
4.7%
Purchase · KY 8.2%
Rate spread
+0.28 pts
Conv. · KY +0.21 pts
Loan amount
$245,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 320 | 304 | 4.7% | 6.750% | +0.28 pts | $4,460 | $245,000 |
| Refinance | 64 | 54 | 12.5% | — | — | — | $275,000 |
| Cash-out refinance | 49 | 32 | 32.6% | — | — | — | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where Prosperity Home Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Owsley County | 3 | 1 | 11.1% |
| Hancock County | 6 | 3 | 3.0% |
| Spencer County | 8 | 9 | 2.5% |
| Carroll County | 10 | 3 | 2.8% |
| Meade County | 11 | 10 | 2.2% |
| Menifee County | 13 | 1 | 1.7% |
| Campbell County | 14 | 23 | 1.4% |
| Woodford County | 16 | 5 | 1.4% |
| Green County | 17 | 1 | 1.1% |
| Boone County | 18 | 37 | 1.5% |
| Owen County | 18 | 2 | 1.4% |
| Rowan County | 18 | 2 | 1.3% |
| Hardin County | 19 | 22 | 1.1% |
| Metcalfe County | 19 | 1 | 1.0% |
| Kenton County | 20 | 39 | 1.3% |
| Bracken County | 20 | 1 | 1.2% |
| Bullitt County | 22 | 20 | 1.3% |
| Johnson County | 22 | 1 | 0.6% |
| Pendleton County | 23 | 2 | 1.1% |
| Fleming County | 23 | 1 | 0.8% |
| Jefferson County | 25 | 127 | 1.1% |
| Estill County | 25 | 1 | 0.8% |
- Prosperity Home Mortgage, LLC nationwide
- Kentucky mortgage market
- Prosperity Home Mortgage, LLC in Pennsylvania
- Prosperity Home Mortgage, LLC in Virginia
- Prosperity Home Mortgage, LLC in Minnesota
- Prosperity Home Mortgage, LLC in North Carolina
- Prosperity Home Mortgage, LLC in Maryland
- Prosperity Home Mortgage, LLC in Georgia
- Prosperity Home Mortgage, LLC in New Jersey
- Prosperity Home Mortgage, LLC in Connecticut
- Prosperity Home Mortgage, LLC in Wisconsin
- Prosperity Home Mortgage, LLC in Arizona
- Prosperity Home Mortgage, LLC in Missouri
- Prosperity Home Mortgage, LLC in Illinois
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology