Servis One, Inc.: 2025 mortgage rates, costs & approvals
How Servis One, Inc. priced and approved home loans in 2025, measured against every lender in the official HMDA records.
HMDA legal name: SERVIS ONE, INC. · LEI 54930022CQGV47Q8PM03
In 2025, Servis One, Inc. originated 177 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 35 states — 1343rd by volume among the 2,017 lenders profiled here.
How Servis One, Inc. priced home-purchase loans
| Purchase loans, 2025 | Servis One, Inc. | All lenders |
|---|---|---|
| 30-year fixed rate · conventional | — | 6.625% |
| 30-year fixed rate · FHA | — | 6.250% |
| 30-year fixed rate · VA | — | 6.125% |
| 15-year fixed rate · conventional | — | 5.875% |
| Rate spread vs. APOR · conventional | — | +0.13 pts |
| Total loan costs · conventional | — | $5,570 |
| Total loan costs · FHA | — | $11,310 |
| Total loan costs · VA | — | $6,490 |
| Origination charges (all types) | — | $1,860 |
| Borrowers paying discount points | — | 51.3% |
| Points paid, when paid (% of loan) | — | 0.87% |
| Borrowers receiving lender credits | — | 33.1% |
Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.
Loan mix and borrowers
By loan type
By purpose
Where Servis One, Inc. lends
| State | Loans | Applications | Purchase denial rate | 30-yr rate* | Loan costs* |
|---|---|---|---|---|---|
| Texas | 16 | 18 | — | — | — |
| Georgia | 14 | 17 | — | — | — |
| Florida | 14 | 16 | — | — | — |
| Washington | 12 | 17 | — | — | — |
| Wisconsin | 11 | 15 | — | — | — |
| Michigan | 11 | 12 | — | — | — |
| California | 9 | 15 | — | — | — |
| Ohio | 9 | 11 | — | — | — |
| Kentucky | 8 | 11 | — | — | — |
| Missouri | 7 | 8 | — | — | — |
| Arizona | 7 | 7 | — | — | — |
| Illinois | 6 | 10 | — | — | — |
| Indiana | 6 | 6 | — | — | — |
| South Carolina | 5 | 9 | — | — | — |
| Maryland | 5 | 5 | — | — | — |
| Tennessee | 3 | 7 | — | — | — |
| Pennsylvania | 3 | 5 | — | — | — |
| Arkansas | 3 | 4 | — | — | — |
| North Carolina | 3 | 4 | — | — | — |
| Utah | 3 | 4 | — | — | — |
| Wyoming | 3 | 4 | — | — | — |
| Minnesota | 3 | 3 | — | — | — |
| Alabama | 2 | 5 | — | — | — |
| Kansas | 2 | 3 | — | — | — |
| Montana | 2 | 3 | — | — | — |
| Nebraska | 2 | 2 | — | — | — |
| South Dakota | 2 | 2 | — | — | — |
| Iowa | 1 | 2 | — | — | — |
| Mississippi | 1 | 2 | — | — | — |
| New Mexico | 1 | 2 | — | — | — |
| Oregon | 1 | 2 | — | — | — |
| District of Columbia | 1 | 1 | — | — | — |
| Idaho | 1 | 1 | — | — | — |
| Delaware | 0 | 1 | — | — | — |
| Rhode Island | 0 | 1 | — | — | — |
*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Servis One, Inc.'s page for that state.
Counties where Servis One, Inc. is a top lender
| County | Rank | Loans | Market share |
|---|---|---|---|
| Haskell County, TX | 12 | 1 | 2.6% |
| Union County, FL | 13 | 1 | 1.7% |
| Wahkiakum County, WA | 12 | 1 | 1.7% |
| Livingston County, KY | 20 | 1 | 1.5% |
| Union County, KY | 17 | 1 | 1.2% |
| Stone County, AR | 19 | 1 | 0.9% |
| Langlade County, WI | 18 | 2 | 0.7% |
| Bee County, TX | 24 | 1 | 0.7% |
| Sublette County, WY | 23 | 1 | 0.6% |
Check Servis One, Inc. yourself
- FFIEC HMDA Data Browser — the official 2025 records filed under LEI 54930022CQGV47Q8PM03.
- NMLS Consumer Access — confirm the company and loan officer are licensed in your state.
- CFPB Consumer Complaint Database — search complaints by company name.
- Compare your Loan Estimate from Servis One, Inc. with similar 2025 loans.
This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.
Lenders of similar size
Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology