Lender in California · HMDA 2025
The Loan Store, Inc. mortgages in California
The Loan Store, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
The Loan Store, Inc. originated 4,214 owner-occupied single-family loans in California from 4,924 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $7,580 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.625% (California: 6.625%).
Loans in CA
4,214
of 4,924 applications
Denial rate
4.8%
Purchase · CA 8.9%
Rate spread
+0.18 pts
Conv. · CA +0.09 pts
Loan amount
$515,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 4,089 | 3,555 | 4.8% | 6.625% | +0.18 pts | $7,580 | $515,000 |
| Refinance | 433 | 335 | 8.6% | 6.490% | +0.04 pts | $4,850 | $535,000 |
| Cash-out refinance | 402 | 324 | 9.4% | 6.875% | +0.40 pts | $5,770 | $425,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where The Loan Store, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 44.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Nevada County | 2 | 141 | 10.9% |
| Placer County | 3 | 245 | 3.9% |
| Del Norte County | 3 | 23 | 13.3% |
| Sacramento County | 4 | 551 | 3.3% |
| El Dorado County | 4 | 99 | 3.8% |
| Amador County | 4 | 17 | 3.3% |
| Yolo County | 5 | 48 | 2.9% |
| Mono County | 5 | 3 | 2.8% |
| Sutter County | 6 | 32 | 4.0% |
| San Joaquin County | 7 | 158 | 1.9% |
| Solano County | 7 | 109 | 2.2% |
| Calaveras County | 7 | 17 | 2.8% |
| Plumas County | 7 | 3 | 1.6% |
| Butte County | 8 | 48 | 2.5% |
| Lake County | 8 | 15 | 2.6% |
| Riverside County | 9 | 519 | 1.9% |
| Fresno County | 9 | 145 | 1.8% |
| Colusa County | 9 | 3 | 2.0% |
| Trinity County | 9 | 2 | 2.4% |
| Mendocino County | 10 | 13 | 2.6% |
| Stanislaus County | 11 | 100 | 2.1% |
| Shasta County | 14 | 34 | 1.7% |
| San Luis Obispo County | 14 | 30 | 1.3% |
| Sonoma County | 15 | 69 | 1.7% |
| Lassen County | 15 | 3 | 1.2% |
| Kings County | 16 | 26 | 1.6% |
| Madera County | 16 | 25 | 1.1% |
| Tuolumne County | 16 | 6 | 1.1% |
| Inyo County | 16 | 1 | 0.9% |
| Yuba County | 17 | 18 | 1.3% |
- The Loan Store, Inc. nationwide
- California mortgage market
- The Loan Store, Inc. in Florida
- The Loan Store, Inc. in Texas
- The Loan Store, Inc. in Utah
- The Loan Store, Inc. in Arizona
- The Loan Store, Inc. in Colorado
- The Loan Store, Inc. in Illinois
- The Loan Store, Inc. in Michigan
- The Loan Store, Inc. in Washington
- The Loan Store, Inc. in Oregon
- The Loan Store, Inc. in Georgia
- The Loan Store, Inc. in Nevada
- The Loan Store, Inc. in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology