Lender in Florida · HMDA 2025
The Loan Store, Inc. mortgages in Florida
The Loan Store, Inc.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
The Loan Store, Inc. originated 2,049 owner-occupied single-family loans in Florida from 2,481 completed applications, making it the state's #25 lender by volume.
Its median conventional purchase loan costs were $9,400 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.75% (Florida: 6.625%).
Loans in FL
2,049
of 2,481 applications
Denial rate
8.2%
Purchase · FL 12.8%
Rate spread
+0.44 pts
Conv. · FL +0.14 pts
Loan amount
$385,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,141 | 1,797 | 8.2% | 6.750% | +0.44 pts | $9,400 | $385,000 |
| Refinance | 128 | 89 | 9.4% | 6.750% | +0.27 pts | $9,070 | $395,000 |
| Cash-out refinance | 212 | 163 | 13.2% | 6.875% | +0.45 pts | $8,580 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where The Loan Store, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Miami-Dade County | 8 | 408 | 2.3% |
| Glades County | 8 | 2 | 2.2% |
| Broward County | 9 | 267 | 1.5% |
| Charlotte County | 11 | 64 | 1.5% |
| Hendry County | 13 | 8 | 1.7% |
| Monroe County | 15 | 8 | 1.2% |
| Collier County | 16 | 50 | 1.1% |
| Flagler County | 20 | 27 | 0.9% |
| Palm Beach County | 22 | 126 | 0.8% |
| Lee County | 24 | 90 | 0.7% |
- The Loan Store, Inc. nationwide
- Florida mortgage market
- The Loan Store, Inc. in California
- The Loan Store, Inc. in Texas
- The Loan Store, Inc. in Utah
- The Loan Store, Inc. in Arizona
- The Loan Store, Inc. in Colorado
- The Loan Store, Inc. in Illinois
- The Loan Store, Inc. in Michigan
- The Loan Store, Inc. in Washington
- The Loan Store, Inc. in Oregon
- The Loan Store, Inc. in Georgia
- The Loan Store, Inc. in Nevada
- The Loan Store, Inc. in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology