Lender in Georgia · HMDA 2025
The Loan Store, Inc. mortgages in Georgia
The Loan Store, Inc.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
The Loan Store, Inc. originated 475 owner-occupied single-family loans in Georgia from 580 completed applications.
Its median conventional purchase loan costs were $5,890 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.625% (Georgia: 6.624%).
Loans in GA
475
of 580 applications
Denial rate
6.8%
Purchase · GA 9.9%
Rate spread
+0.20 pts
Conv. · GA +0.13 pts
Loan amount
$375,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 486 | 400 | 6.8% | 6.625% | +0.20 pts | $5,890 | $375,000 |
| Refinance | 26 | 20 | 3.9% | — | — | — | $305,000 |
| Cash-out refinance | 68 | 55 | 11.8% | 6.990% | +0.62 pts | $8,430 | $325,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where The Loan Store, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Gwinnett County | 21 | 112 | 0.9% |
- The Loan Store, Inc. nationwide
- Georgia mortgage market
- The Loan Store, Inc. in California
- The Loan Store, Inc. in Florida
- The Loan Store, Inc. in Texas
- The Loan Store, Inc. in Utah
- The Loan Store, Inc. in Arizona
- The Loan Store, Inc. in Colorado
- The Loan Store, Inc. in Illinois
- The Loan Store, Inc. in Michigan
- The Loan Store, Inc. in Washington
- The Loan Store, Inc. in Oregon
- The Loan Store, Inc. in Nevada
- The Loan Store, Inc. in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology