Lender in Washington · HMDA 2025
The Loan Store, Inc. mortgages in Washington
The Loan Store, Inc.'s 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
The Loan Store, Inc. originated 675 owner-occupied single-family loans in Washington from 768 completed applications.
Its median conventional purchase loan costs were $6,830 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.49% (Washington: 6.625%).
Loans in WA
675
of 768 applications
Denial rate
3.8%
Purchase · WA 5.9%
Rate spread
+0.09 pts
Conv. · WA +0.10 pts
Loan amount
$475,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 612 | 556 | 3.8% | 6.490% | +0.09 pts | $6,830 | $475,000 |
| Refinance | 101 | 76 | 8.9% | 6.490% | +0.01 pts | $5,370 | $475,000 |
| Cash-out refinance | 55 | 43 | 7.3% | 6.625% | +0.38 pts | $5,820 | $325,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where The Loan Store, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lewis County | 7 | 32 | 2.8% |
| Garfield County | 9 | 1 | 3.0% |
| Clallam County | 10 | 20 | 2.1% |
| Pacific County | 13 | 4 | 1.4% |
| Walla Walla County | 17 | 6 | 0.9% |
| Skamania County | 18 | 2 | 1.3% |
| Thurston County | 19 | 46 | 1.1% |
| Cowlitz County | 23 | 14 | 0.8% |
| Jefferson County | 23 | 3 | 0.9% |
| Island County | 25 | 12 | 0.9% |
| Asotin County | 25 | 2 | 0.7% |
| San Juan County | 25 | 1 | 0.7% |
- The Loan Store, Inc. nationwide
- Washington mortgage market
- The Loan Store, Inc. in California
- The Loan Store, Inc. in Florida
- The Loan Store, Inc. in Texas
- The Loan Store, Inc. in Utah
- The Loan Store, Inc. in Arizona
- The Loan Store, Inc. in Colorado
- The Loan Store, Inc. in Illinois
- The Loan Store, Inc. in Michigan
- The Loan Store, Inc. in Oregon
- The Loan Store, Inc. in Georgia
- The Loan Store, Inc. in Nevada
- The Loan Store, Inc. in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology