Lender in Oregon · HMDA 2025
The Loan Store, Inc. mortgages in Oregon
The Loan Store, Inc.'s 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
The Loan Store, Inc. originated 518 owner-occupied single-family loans in Oregon from 567 completed applications, making it the state's #25 lender by volume.
Its median conventional purchase loan costs were $6,630 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.49% (Oregon: 6.625%).
Loans in OR
518
of 567 applications
Denial rate
2.6%
Purchase · OR 5.7%
Rate spread
+0.08 pts
Conv. · OR +0.12 pts
Loan amount
$455,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 507 | 467 | 2.6% | 6.490% | +0.08 pts | $6,630 | $455,000 |
| Refinance | 26 | 22 | 15.4% | — | — | — | $455,000 |
| Cash-out refinance | 34 | 29 | 11.8% | — | +0.30 pts | $6,090 | $335,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where The Loan Store, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Deschutes County | 3 | 175 | 5.2% |
| Jefferson County | 8 | 11 | 3.4% |
| Curry County | 10 | 3 | 1.9% |
| Lake County | 10 | 1 | 2.5% |
| Crook County | 13 | 11 | 2.3% |
| Grant County | 13 | 1 | 1.5% |
| Yamhill County | 21 | 15 | 1.2% |
| Lane County | 22 | 44 | 1.1% |
| Douglas County | 24 | 11 | 0.9% |
| Clatsop County | 24 | 4 | 0.8% |
| Washington County | 25 | 65 | 0.9% |
| Josephine County | 25 | 6 | 0.7% |
| Hood River County | 25 | 1 | 0.6% |
- The Loan Store, Inc. nationwide
- Oregon mortgage market
- The Loan Store, Inc. in California
- The Loan Store, Inc. in Florida
- The Loan Store, Inc. in Texas
- The Loan Store, Inc. in Utah
- The Loan Store, Inc. in Arizona
- The Loan Store, Inc. in Colorado
- The Loan Store, Inc. in Illinois
- The Loan Store, Inc. in Michigan
- The Loan Store, Inc. in Washington
- The Loan Store, Inc. in Georgia
- The Loan Store, Inc. in Nevada
- The Loan Store, Inc. in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology