Lender in Texas · HMDA 2025
The Loan Store, Inc. mortgages in Texas
The Loan Store, Inc.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
The Loan Store, Inc. originated 1,683 owner-occupied single-family loans in Texas from 2,025 completed applications.
Its median conventional purchase loan costs were $8,160 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).
Loans in TX
1,683
of 2,025 applications
Denial rate
7.7%
Purchase · TX 10.2%
Rate spread
+0.29 pts
Conv. · TX +0.09 pts
Loan amount
$355,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,722 | 1,459 | 7.7% | 6.625% | +0.29 pts | $8,160 | $355,000 |
| Refinance | 107 | 75 | 14.9% | 6.625% | +0.08 pts | $6,270 | $405,000 |
| Cash-out refinance | 196 | 149 | 10.2% | 7.250% | +0.74 pts | $7,840 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where The Loan Store, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 32.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jack County | 7 | 2 | 2.1% |
| Bailey County | 7 | 1 | 3.5% |
| Winkler County | 7 | 1 | 2.4% |
| Pecos County | 9 | 3 | 3.5% |
| Goliad County | 9 | 1 | 1.7% |
| Haskell County | 9 | 1 | 2.6% |
| Sabine County | 10 | 2 | 2.6% |
| DeWitt County | 11 | 2 | 1.7% |
| Lavaca County | 11 | 2 | 1.4% |
| Lamb County | 12 | 1 | 1.3% |
| Swisher County | 12 | 1 | 1.6% |
| Wharton County | 13 | 5 | 1.6% |
| Kleberg County | 13 | 3 | 1.6% |
| Carson County | 13 | 1 | 1.3% |
| Nolan County | 13 | 1 | 0.9% |
| Callahan County | 15 | 3 | 1.5% |
| Freestone County | 15 | 2 | 1.3% |
| Taylor County | 17 | 34 | 1.4% |
| Bastrop County | 19 | 14 | 0.9% |
| Chambers County | 19 | 14 | 1.1% |
| Red River County | 19 | 1 | 1.1% |
| Fort Bend County | 20 | 118 | 0.9% |
| Shelby County | 21 | 1 | 0.9% |
| Webb County | 22 | 21 | 1.0% |
| Erath County | 22 | 3 | 0.8% |
| Maverick County | 22 | 1 | 0.3% |
| Ward County | 22 | 1 | 1.1% |
| Jones County | 23 | 1 | 0.7% |
| Trinity County | 23 | 1 | 0.9% |
| Nueces County | 24 | 35 | 0.9% |
- The Loan Store, Inc. nationwide
- Texas mortgage market
- The Loan Store, Inc. in California
- The Loan Store, Inc. in Florida
- The Loan Store, Inc. in Utah
- The Loan Store, Inc. in Arizona
- The Loan Store, Inc. in Colorado
- The Loan Store, Inc. in Illinois
- The Loan Store, Inc. in Michigan
- The Loan Store, Inc. in Washington
- The Loan Store, Inc. in Oregon
- The Loan Store, Inc. in Georgia
- The Loan Store, Inc. in Nevada
- The Loan Store, Inc. in North Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology