Lender in Florida · HMDA 2025
Truist Bank mortgages in Florida
Truist Bank's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Truist Bank originated 1,723 owner-occupied single-family loans in Florida from 2,006 completed applications.
Its median conventional purchase loan costs were $6,850 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.49% (Florida: 6.625%).
Loans in FL
1,723
of 2,006 applications
Denial rate
11.2%
Purchase · FL 12.8%
Rate spread
−0.05 pts
Conv. · FL +0.14 pts
Loan amount
$455,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,488 | 1,309 | 11.2% | 6.490% | −0.05 pts | $6,850 | $455,000 |
| Refinance | 164 | 132 | 18.3% | 6.490% | −0.06 pts | $6,290 | $505,000 |
| Cash-out refinance | 354 | 282 | 19.5% | 6.875% | +0.35 pts | $4,350 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Truist Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Orange County | 12 | 190 | 1.3% |
| Leon County | 13 | 49 | 1.8% |
| Sumter County | 15 | 34 | 0.9% |
| Alachua County | 16 | 37 | 1.4% |
| Pinellas County | 19 | 112 | 1.1% |
| Hillsborough County | 20 | 171 | 0.9% |
| Wakulla County | 21 | 6 | 0.9% |
| Putnam County | 23 | 6 | 1.0% |
| Gulf County | 23 | 2 | 1.1% |
| Gadsden County | 24 | 3 | 1.1% |
| Sarasota County | 25 | 56 | 0.8% |
- Truist Bank nationwide
- Florida mortgage market
- Truist Bank in North Carolina
- Truist Bank in Virginia
- Truist Bank in Georgia
- Truist Bank in Maryland
- Truist Bank in South Carolina
- Truist Bank in Tennessee
- Truist Bank in Pennsylvania
- Truist Bank in Texas
- Truist Bank in Kentucky
- Truist Bank in West Virginia
- Truist Bank in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology