Lender in Pennsylvania · HMDA 2025
Truist Bank mortgages in Pennsylvania
Truist Bank's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Truist Bank originated 522 owner-occupied single-family loans in Pennsylvania from 583 completed applications.
Its median conventional purchase loan costs were $5,450 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.49% (Pennsylvania: 6.625%).
Loans in PA
522
of 583 applications
Denial rate
5.5%
Purchase · PA 6.7%
Rate spread
−0.05 pts
Conv. · PA +0.17 pts
Loan amount
$305,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 402 | 379 | 5.5% | 6.490% | −0.05 pts | $5,450 | $305,000 |
| Refinance | 58 | 46 | 19.0% | 6.575% | +0.11 pts | $4,200 | $165,000 |
| Cash-out refinance | 123 | 97 | 21.1% | 6.990% | +0.45 pts | $4,110 | $135,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Truist Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Snyder County | 10 | 5 | 2.0% |
| Huntingdon County | 17 | 4 | 1.3% |
| Montour County | 18 | 3 | 1.6% |
| Lancaster County | 20 | 59 | 1.1% |
| Dauphin County | 23 | 32 | 1.0% |
| Schuylkill County | 25 | 13 | 0.9% |
- Truist Bank nationwide
- Pennsylvania mortgage market
- Truist Bank in North Carolina
- Truist Bank in Virginia
- Truist Bank in Georgia
- Truist Bank in Florida
- Truist Bank in Maryland
- Truist Bank in South Carolina
- Truist Bank in Tennessee
- Truist Bank in Texas
- Truist Bank in Kentucky
- Truist Bank in West Virginia
- Truist Bank in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology