Lender in Georgia · HMDA 2025
Truist Bank mortgages in Georgia
Truist Bank's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Truist Bank originated 1,786 owner-occupied single-family loans in Georgia from 2,030 completed applications, making it the state's #16 lender by volume.
Its median conventional purchase loan costs were $6,020 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.49% (Georgia: 6.624%).
Loans in GA
1,786
of 2,030 applications
Denial rate
8.4%
Purchase · GA 9.9%
Rate spread
−0.05 pts
Conv. · GA +0.13 pts
Loan amount
$435,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,541 | 1,397 | 8.4% | 6.490% | −0.05 pts | $6,020 | $435,000 |
| Refinance | 181 | 155 | 13.3% | 6.150% | −0.06 pts | $4,960 | $605,000 |
| Cash-out refinance | 308 | 234 | 22.1% | 6.875% | +0.30 pts | $4,180 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Truist Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 36.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Fulton County | 4 | 378 | 2.7% |
| Gilmer County | 4 | 14 | 3.0% |
| DeKalb County | 6 | 218 | 2.4% |
| Worth County | 6 | 4 | 3.4% |
| Brantley County | 8 | 3 | 2.6% |
| Montgomery County | 8 | 2 | 4.2% |
| Forsyth County | 9 | 91 | 1.8% |
| Fannin County | 9 | 8 | 2.5% |
| Cobb County | 10 | 200 | 1.9% |
| Dawson County | 10 | 19 | 2.2% |
| Union County | 12 | 8 | 1.9% |
| Lumpkin County | 13 | 8 | 1.6% |
| Glynn County | 14 | 17 | 1.4% |
| Chattooga County | 14 | 4 | 1.9% |
| Rabun County | 15 | 3 | 1.6% |
| Gwinnett County | 16 | 133 | 1.1% |
| Dougherty County | 16 | 8 | 1.4% |
| Cherokee County | 17 | 75 | 1.5% |
| Hall County | 17 | 44 | 1.4% |
| Clarke County | 18 | 12 | 1.2% |
| Bulloch County | 18 | 10 | 1.2% |
| Baldwin County | 18 | 5 | 1.7% |
| Whitfield County | 20 | 14 | 1.4% |
| Thomas County | 20 | 5 | 1.1% |
| Monroe County | 21 | 7 | 1.5% |
| Toombs County | 21 | 2 | 1.5% |
| Greene County | 22 | 3 | 0.9% |
| Chatham County | 23 | 45 | 1.0% |
| Early County | 23 | 1 | 1.5% |
| Carroll County | 24 | 21 | 1.1% |
- Truist Bank nationwide
- Georgia mortgage market
- Truist Bank in North Carolina
- Truist Bank in Virginia
- Truist Bank in Florida
- Truist Bank in Maryland
- Truist Bank in South Carolina
- Truist Bank in Tennessee
- Truist Bank in Pennsylvania
- Truist Bank in Texas
- Truist Bank in Kentucky
- Truist Bank in West Virginia
- Truist Bank in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology