Lender in Missouri · HMDA 2025
Truist Bank mortgages in Missouri
Truist Bank's 2025 home-purchase and refinance lending in Missouri, compared with all lenders in the state.
Truist Bank originated 293 owner-occupied single-family loans in Missouri from 326 completed applications.
Its median conventional purchase loan costs were $3,390 versus $3,710 for all Missouri lenders, at a median 30-year fixed rate of 6.625% (Missouri: 6.625%).
Loans in MO
293
of 326 applications
Denial rate
4.0%
Purchase · MO 6.5%
Rate spread
+0.12 pts
Conv. · MO +0.24 pts
Loan amount
$335,000
Purchase · MO $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 174 | 167 | 4.0% | 6.625% | +0.12 pts | $3,390 | $335,000 |
| Refinance | 119 | 103 | 8.4% | 6.490% | −0.06 pts | $1,000 | $395,000 |
| Cash-out refinance | 33 | 23 | 27.3% | — | +0.43 pts | $2,780 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Missouri counties where Truist Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Shelby County | 17 | 1 | 3.6% |
| St. Louis city | 19 | 42 | 1.3% |
| Cape Girardeau County | 20 | 17 | 1.6% |
| Scott County | 20 | 6 | 1.5% |
| St. Louis County | 23 | 161 | 1.2% |
- Truist Bank nationwide
- Missouri mortgage market
- Truist Bank in North Carolina
- Truist Bank in Virginia
- Truist Bank in Georgia
- Truist Bank in Florida
- Truist Bank in Maryland
- Truist Bank in South Carolina
- Truist Bank in Tennessee
- Truist Bank in Pennsylvania
- Truist Bank in Texas
- Truist Bank in Kentucky
- Truist Bank in West Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology