Lender in South Carolina · HMDA 2025
Truist Bank mortgages in South Carolina
Truist Bank's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Truist Bank originated 628 owner-occupied single-family loans in South Carolina from 716 completed applications.
Its median conventional purchase loan costs were $4,960 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.49% (South Carolina: 6.624%).
Loans in SC
628
of 716 applications
Denial rate
8.8%
Purchase · SC 8.8%
Rate spread
−0.03 pts
Conv. · SC +0.12 pts
Loan amount
$315,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 514 | 467 | 8.8% | 6.490% | −0.03 pts | $4,960 | $315,000 |
| Refinance | 46 | 39 | 15.2% | — | +0.06 pts | $4,050 | $265,000 |
| Cash-out refinance | 156 | 122 | 19.9% | 6.900% | +0.40 pts | $3,910 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Truist Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Oconee County | 17 | 12 | 1.1% |
| Georgetown County | 20 | 9 | 1.2% |
| Chesterfield County | 20 | 4 | 1.2% |
| Spartanburg County | 21 | 79 | 1.1% |
| Calhoun County | 22 | 2 | 1.6% |
| Lancaster County | 23 | 25 | 1.0% |
| Laurens County | 23 | 9 | 0.8% |
| Greenville County | 25 | 84 | 0.9% |
- Truist Bank nationwide
- South Carolina mortgage market
- Truist Bank in North Carolina
- Truist Bank in Virginia
- Truist Bank in Georgia
- Truist Bank in Florida
- Truist Bank in Maryland
- Truist Bank in Tennessee
- Truist Bank in Pennsylvania
- Truist Bank in Texas
- Truist Bank in Kentucky
- Truist Bank in West Virginia
- Truist Bank in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology