Lender in Texas · HMDA 2025
Truist Bank mortgages in Texas
Truist Bank's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Truist Bank originated 493 owner-occupied single-family loans in Texas from 572 completed applications.
Its median conventional purchase loan costs were $7,530 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.49% (Texas: 6.50%).
Loans in TX
493
of 572 applications
Denial rate
9.9%
Purchase · TX 10.2%
Rate spread
−0.08 pts
Conv. · TX +0.09 pts
Loan amount
$535,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 464 | 413 | 9.9% | 6.490% | −0.08 pts | $7,530 | $535,000 |
| Refinance | 56 | 45 | 19.6% | — | −0.11 pts | $5,880 | $605,000 |
| Cash-out refinance | 52 | 35 | 30.8% | 6.875% | +0.36 pts | $6,100 | $295,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Truist Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kimble County | 15 | 1 | 4.2% |
- Truist Bank nationwide
- Texas mortgage market
- Truist Bank in North Carolina
- Truist Bank in Virginia
- Truist Bank in Georgia
- Truist Bank in Florida
- Truist Bank in Maryland
- Truist Bank in South Carolina
- Truist Bank in Tennessee
- Truist Bank in Pennsylvania
- Truist Bank in Kentucky
- Truist Bank in West Virginia
- Truist Bank in Missouri
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology