Lender in Alabama · HMDA 2025
USAA Federal Savings Bank mortgages in Alabama
USAA Federal Savings Bank's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
USAA Federal Savings Bank originated 284 owner-occupied single-family loans in Alabama from 449 completed applications.
Its median conventional purchase loan costs were $3,810 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.625% (Alabama: 6.562%).
Loans in AL
284
of 449 applications
Denial rate
34.9%
Purchase · AL 9.1%
Rate spread
+0.19 pts
Conv. · AL +0.17 pts
Loan amount
$275,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 372 | 240 | 34.9% | 6.625% | +0.19 pts | $3,810 | $275,000 |
| Refinance | 30 | 12 | 53.3% | — | — | — | — |
| Cash-out refinance | 47 | 32 | 31.9% | — | — | — | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where USAA Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clay County | 8 | 3 | 3.6% |
| Coffee County | 21 | 9 | 0.9% |
- USAA Federal Savings Bank nationwide
- Alabama mortgage market
- USAA Federal Savings Bank in Texas
- USAA Federal Savings Bank in Florida
- USAA Federal Savings Bank in North Carolina
- USAA Federal Savings Bank in Georgia
- USAA Federal Savings Bank in Virginia
- USAA Federal Savings Bank in Tennessee
- USAA Federal Savings Bank in Ohio
- USAA Federal Savings Bank in Missouri
- USAA Federal Savings Bank in Pennsylvania
- USAA Federal Savings Bank in Illinois
- USAA Federal Savings Bank in South Carolina
- USAA Federal Savings Bank in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology