Lender in Florida · HMDA 2025
USAA Federal Savings Bank mortgages in Florida
USAA Federal Savings Bank's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
USAA Federal Savings Bank originated 767 owner-occupied single-family loans in Florida from 1,236 completed applications.
Its median conventional purchase loan costs were $5,860 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.625% (Florida: 6.625%).
Loans in FL
767
of 1,236 applications
Denial rate
35.6%
Purchase · FL 12.8%
Rate spread
+0.10 pts
Conv. · FL +0.14 pts
Loan amount
$345,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,025 | 656 | 35.6% | 6.625% | +0.10 pts | $5,860 | $345,000 |
| Refinance | 81 | 38 | 49.4% | — | — | — | $275,000 |
| Cash-out refinance | 130 | 73 | 42.3% | — | — | — | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where USAA Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Madison County | 10 | 2 | 2.3% |
| Bradford County | 12 | 5 | 2.0% |
| Holmes County | 17 | 2 | 2.0% |
| Lafayette County | 18 | 1 | 4.0% |
| Jefferson County | 20 | 2 | 1.7% |
| Gulf County | 21 | 2 | 1.1% |
| Okaloosa County | 23 | 33 | 0.9% |
| Sumter County | 23 | 21 | 0.6% |
- USAA Federal Savings Bank nationwide
- Florida mortgage market
- USAA Federal Savings Bank in Texas
- USAA Federal Savings Bank in North Carolina
- USAA Federal Savings Bank in Georgia
- USAA Federal Savings Bank in Virginia
- USAA Federal Savings Bank in Tennessee
- USAA Federal Savings Bank in Ohio
- USAA Federal Savings Bank in Missouri
- USAA Federal Savings Bank in Pennsylvania
- USAA Federal Savings Bank in Illinois
- USAA Federal Savings Bank in South Carolina
- USAA Federal Savings Bank in Alabama
- USAA Federal Savings Bank in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology