Lender in Virginia · HMDA 2025
USAA Federal Savings Bank mortgages in Virginia
USAA Federal Savings Bank's 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
USAA Federal Savings Bank originated 457 owner-occupied single-family loans in Virginia from 723 completed applications.
Its median conventional purchase loan costs were $4,820 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.625% (Virginia: 6.625%).
Loans in VA
457
of 723 applications
Denial rate
34.0%
Purchase · VA 6.9%
Rate spread
+0.06 pts
Conv. · VA +0.10 pts
Loan amount
$415,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 583 | 381 | 34.0% | 6.625% | +0.06 pts | $4,820 | $415,000 |
| Refinance | 60 | 35 | 40.0% | — | — | — | $425,000 |
| Cash-out refinance | 80 | 41 | 48.8% | — | — | — | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where USAA Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Norton city | 9 | 1 | 5.6% |
| Rockbridge County | 14 | 4 | 1.6% |
| Alleghany County | 14 | 2 | 1.3% |
| Grayson County | 18 | 2 | 1.4% |
| York County | 20 | 12 | 1.1% |
| Patrick County | 20 | 2 | 1.4% |
| Amherst County | 22 | 5 | 1.2% |
| Lexington city | 22 | 1 | 2.5% |
| Bland County | 23 | 1 | 2.6% |
| Carroll County | 24 | 3 | 1.1% |
- USAA Federal Savings Bank nationwide
- Virginia mortgage market
- USAA Federal Savings Bank in Texas
- USAA Federal Savings Bank in Florida
- USAA Federal Savings Bank in North Carolina
- USAA Federal Savings Bank in Georgia
- USAA Federal Savings Bank in Tennessee
- USAA Federal Savings Bank in Ohio
- USAA Federal Savings Bank in Missouri
- USAA Federal Savings Bank in Pennsylvania
- USAA Federal Savings Bank in Illinois
- USAA Federal Savings Bank in South Carolina
- USAA Federal Savings Bank in Alabama
- USAA Federal Savings Bank in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology