Lender in South Carolina · HMDA 2025
USAA Federal Savings Bank mortgages in South Carolina
USAA Federal Savings Bank's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
USAA Federal Savings Bank originated 299 owner-occupied single-family loans in South Carolina from 471 completed applications.
Its median conventional purchase loan costs were $4,570 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.625% (South Carolina: 6.624%).
Loans in SC
299
of 471 applications
Denial rate
34.9%
Purchase · SC 8.8%
Rate spread
+0.17 pts
Conv. · SC +0.12 pts
Loan amount
$295,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 370 | 237 | 34.9% | 6.625% | +0.17 pts | $4,570 | $295,000 |
| Refinance | 32 | 21 | 31.3% | — | — | — | $315,000 |
| Cash-out refinance | 69 | 41 | 39.1% | — | — | — | $295,000 |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where USAA Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sumter County | 16 | 23 | 1.6% |
| Allendale County | 16 | 1 | 4.0% |
| Clarendon County | 21 | 4 | 1.6% |
| Dillon County | 22 | 2 | 1.4% |
- USAA Federal Savings Bank nationwide
- South Carolina mortgage market
- USAA Federal Savings Bank in Texas
- USAA Federal Savings Bank in Florida
- USAA Federal Savings Bank in North Carolina
- USAA Federal Savings Bank in Georgia
- USAA Federal Savings Bank in Virginia
- USAA Federal Savings Bank in Tennessee
- USAA Federal Savings Bank in Ohio
- USAA Federal Savings Bank in Missouri
- USAA Federal Savings Bank in Pennsylvania
- USAA Federal Savings Bank in Illinois
- USAA Federal Savings Bank in Alabama
- USAA Federal Savings Bank in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology