Lender in Pennsylvania · HMDA 2025
USAA Federal Savings Bank mortgages in Pennsylvania
USAA Federal Savings Bank's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
USAA Federal Savings Bank originated 321 owner-occupied single-family loans in Pennsylvania from 492 completed applications.
Its median conventional purchase loan costs were $5,530 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.50% (Pennsylvania: 6.625%).
Loans in PA
321
of 492 applications
Denial rate
30.3%
Purchase · PA 6.7%
Rate spread
+0.13 pts
Conv. · PA +0.17 pts
Loan amount
$285,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 399 | 275 | 30.3% | 6.500% | +0.13 pts | $5,530 | $285,000 |
| Refinance | 31 | 12 | 54.8% | — | — | — | — |
| Cash-out refinance | 62 | 34 | 45.2% | — | — | — | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where USAA Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Warren County | 18 | 4 | 1.2% |
- USAA Federal Savings Bank nationwide
- Pennsylvania mortgage market
- USAA Federal Savings Bank in Texas
- USAA Federal Savings Bank in Florida
- USAA Federal Savings Bank in North Carolina
- USAA Federal Savings Bank in Georgia
- USAA Federal Savings Bank in Virginia
- USAA Federal Savings Bank in Tennessee
- USAA Federal Savings Bank in Ohio
- USAA Federal Savings Bank in Missouri
- USAA Federal Savings Bank in Illinois
- USAA Federal Savings Bank in South Carolina
- USAA Federal Savings Bank in Alabama
- USAA Federal Savings Bank in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology