Lender in Illinois · HMDA 2025
USAA Federal Savings Bank mortgages in Illinois
USAA Federal Savings Bank's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
USAA Federal Savings Bank originated 305 owner-occupied single-family loans in Illinois from 460 completed applications.
Its median conventional purchase loan costs were $4,730 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.625% (Illinois: 6.625%).
Loans in IL
305
of 460 applications
Denial rate
30.5%
Purchase · IL 9.2%
Rate spread
+0.20 pts
Conv. · IL +0.27 pts
Loan amount
$285,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 394 | 273 | 30.5% | 6.625% | +0.20 pts | $4,730 | $285,000 |
| Refinance | 26 | 12 | 50.0% | — | — | — | — |
| Cash-out refinance | 40 | 20 | 50.0% | — | — | — | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where USAA Federal Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pope County | 15 | 1 | 3.1% |
| Adams County | 16 | 5 | 0.9% |
| Massac County | 16 | 2 | 1.4% |
| Fulton County | 18 | 4 | 1.1% |
| De Witt County | 19 | 3 | 1.5% |
| Fayette County | 21 | 2 | 1.3% |
| Stark County | 21 | 1 | 2.1% |
| Peoria County | 25 | 13 | 0.6% |
- USAA Federal Savings Bank nationwide
- Illinois mortgage market
- USAA Federal Savings Bank in Texas
- USAA Federal Savings Bank in Florida
- USAA Federal Savings Bank in North Carolina
- USAA Federal Savings Bank in Georgia
- USAA Federal Savings Bank in Virginia
- USAA Federal Savings Bank in Tennessee
- USAA Federal Savings Bank in Ohio
- USAA Federal Savings Bank in Missouri
- USAA Federal Savings Bank in Pennsylvania
- USAA Federal Savings Bank in South Carolina
- USAA Federal Savings Bank in Alabama
- USAA Federal Savings Bank in Washington
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology